Key levels and trade conditions
Delayed quotes · Technical conditionsShowing the near-term range, based on the latest 5 completed sessions and updated after each close.
Below defense; watch reduction conditions
Signals require closing-price and volume confirmation; review the company research below before acting.
When does defense take priority?
Close beyond this level with session volume ≥ 1.5× the previous 20 completed sessions’ average.
Confirmed close below $15.61 → consider reducing
When to consider adding?
Close beyond this level with session volume ≥ 1.5× the previous 20 completed sessions’ average.
Confirmed close above $17.04 → consider a staged addition
01Newstock overall assessment
The conclusion first, followed by the evidence that matters most.
Watch — await combined confirmation. An entry assessment has not yet been established.
02What happened recently
Company events, industry developments and market conditions — facts separated from possible explanations.
US 10Y yield 5.13%2026-11-13T17:34:34.000Z
VIX 19.762026-11-13T17:34:31.000Z
Dollar index 103.402026-11-13T17:39:33.000Z
Market and sector reference
SOFI -1.12% · SPY -0.66% · Peer average +0.10% (BAC, BNY, C, COF, JPM, PNC)
2026-11-13T17:18:33.000Z · Yahoo · Aligned-session reference, not a causal attribution.
Related news and impact paths
Recent news related to this stock
0 direct · 4 2nd-order · 0 thematicRanked by model assessment and recency. Labels use the original model impact, not expected returns. Impact percentages are model estimates, not observed price changes, probabilities or guaranteed returns.
- #1Impact4.1%Favorable2nd-orderBlock Surges 16% on Earnings Beat and Raised Outlook; SoFi and PayPal Advance 4%9d ago
SOFI is not a direct payments peer, but it benefits from improved fintech risk appetite and validation of the sector’s growth model; its smaller scale and still-expanding base make sentiment transmission more visible.
Also named: PYPL · SQ · TOST · UPST · AFRM
- #2Impact2.4%Favorable2nd-orderRobinhood stock rises as analysts see growth beyond its brokerage business23d ago
SoFi also relies on cross-selling financial products and membership economics, so the HOOD narrative can improve tolerance for platform monetization potential.
Also named: HOOD · SCHW · IBKR · ETFC · UPST · COIN
- #3Impact1.8%Favorable2nd-orderRobinhood Is Quietly Building 13 Businesses at Once. Here's Why It Matters.21d ago
SoFi also depends on cross-sell and membership flywheel economics, and Robinhood’s expansion reinforces the market’s super-app valuation framework.
Also named: HOOD · IBKR · SCHW · PYPL · COIN
- #4Impact1.1%Favorable2nd-orderRobinhood Q3 Earnings Call Highlights Cost Discipline and Expansion9d ago
With a similar monetization model built on cross-sell and retention, SoFi benefits from a more constructive market view on fintech profitability pathways.
Also named: HOOD · IBKR · SCHW · PYPL · SQ
03Is the company worth considering?
Business quality, financials, valuation and analyst disagreements.
🏛️ Company factsSEC filings + FINRA official data
Annual revenue $619M · latest quarter up 4.2% YoY · reported FY net income of $481M · short-sale volume share below its recent available-day average.
FY revenue
$619M
2025-12
Latest Q YoY
+4.2%
FY net income
$481M
Diluted EPS
$0.42
Short-sale volume share
31.1%
2026-11-05 · Recent available-day avg 40.1% · below recent average
Short-sale volume as a share of trades covered by the FINRA file, not all market trading or outstanding short positions. Changes do not establish that short sellers are adding or covering positions.
Historical results versus analyst expectations
🎯 Market expectations
Estimate context score Medium · 66/100Nasdaq analyst consensus · currently available data
- Sep 2026$0.18 vs $0.17+5.88%
- Jun 2026$0.12 vs $0.11+9.09%
- Mar 2026$0.12 vs $0.120%
- Dec 2025$0.13 vs $0.12+8.33%
The takeaway
EPS exceeded the corresponding consensus estimates by an average of 5.8% in the quarters shown. This is not a hurdle for the next report or a forecast of the stock's reaction.
Analyst estimates, not our forecast · not investment advice
Analyst consensus and disagreement
Target-price summary $15.00–$30.00 · Consensus $20.53
Buy / hold / sell 6 / 8 / 3
Nasdaq · Retrieved 2026-11-13T17:50:18.393Z · The aggregate does not provide individual report dates or original theses. It does not establish undervaluation; no analyst rationale is inferred. Targets are not guaranteed outcomes.
Next-quarter EPS estimate (Dec 2026) $0.20 · $0.18–$0.21 · 7 analysts
Four-week estimate revisions: up / down 2 / 1
Estimate dispersion 15.0%
Nasdaq EPS forecasts · retrieved 2026-11-13T17:50:16.227Z04Is now a good time?
Trend, moving averages, volume and key price levels — not the decline alone.
Technical structure · Mixed structure
MA5 $16.25
MA10 $16.48
MA20 $15.91
MA60 $16.58
Last completed-session close $15.63 (-3.93%) · Volume / prior 20-session average 0.79×
Prior 20-session range $13.86–$17.74 · MA20 change over five sessions +1.81% · CMF20 -0.01
- Long upper wick; rally rejected
Confirmation to watch: a close above $17.74 with volume at least 1.5× the prior 20-session average. A heavy-volume break below $13.86 weakens the setup.
Completed daily candles only. Daily OHLCV cannot establish accumulation, shakeout or manipulation intent; CMF is a price/volume proxy, not actual fund flows. Thresholds are research rules, not validated success probabilities. Yahoo · 2026-11-12
Price and news
Historical prices and volume. Drag to pan; scroll to zoom.
Related news
05What would change our assessment?
Conditions for reconsidering entry and developments that invalidate the thesis.
Complete the company and technical cross-check before defining entry and invalidation conditions.
Additional risk evidence and model detail
Market View
Crowding
Risk temperature
Tail risk
Triggers
Price and volume
Insider signals
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