🏛️ Company factsSEC filings + FINRA official data
Annual revenue $619M · latest quarter up 1.1% YoY · profitable (FY net income $481M) · short activity within its normal range.
FY revenue
$619M
2025-12
Latest Q YoY
+1.1%
FY net income
$481M
Diluted EPS
$0.42
Short volume
34.6%
20d avg 38.5% · normal
🐋 5%+ ownership filings (last 180d)
The parties below hold over 5% of this company and disclosed it to the SEC (mandatory in US markets). "Activist" filers state an intent to influence the company; "Passive" are pure investment positions.
- 2026-04-30passive (13G)VANGUARD CAPITAL MANAGEMENT LLC
- 2026-04-27passive (13G)BlackRock, Inc.
- 2026-03-27passive (13G)VANGUARD GROUP INC
🎯 Market expectations
Expectation reliability Medium · 69/100Nasdaq analyst consensus · the pre-news baseline
- Jun 2026$0.12 vs $0.11+9.09%
- Mar 2026$0.12 vs $0.120%
- Dec 2025$0.13 vs $0.12+8.33%
- Sep 2025$0.11 vs $0.09+22.22%
The takeaway
This company habitually beats by +9.9% — the next report has to clear that bar to count as good news.
Analyst estimates, not our forecast · not investment advice
What's moving this stock lately
7 direct · 10 2nd-order · 0 thematicRanked by impact strength · strength = estimated move × freshness decay (shorter-lived effects decay faster)
Record revenue but only 1.1% YoY growth raises growth-quality concerns; most positives already priced in by the market
Also named: UPST · AFRM · LC
The 8-K discloses quarterly results; SoFi has beaten by 9.9% on average and swung to $481M FY net income, but with no figures in hand the tilt is modestly positive pending the actual print.
Also named: AFRM · LC
- #3Force0.74%bearish2nd-orderGlobal Access or Regulatory Risk? Robinhood Accelerates Crypto-Linked Strategy4d ago
HOOD's accelerated global crypto product suite pressures SoFi's retail user base, potentially diverting casual crypto investors.
Also named: HOOD · COIN · IBKR · MSTR · BTC · ETH
- #4Force0.66%bearish2nd-orderRobinhood Lands Crypto.com Deal, Underwriting Job For Oura. Goldman Hikes Target.5d ago
HOOD's diversification into banking and crypto intensifies competition for users and wallet share among diversified fintech platforms
Also named: HOOD · COIN · DKNG
- #5Force0.65%bearishDirectSoFi Raised Its Revenue Guidance and the Stock Fell 10%. Here's What the Market Missed.8d ago
The 10% drop has already happened and is in the price; further downside is limited from here, though valuation and credit-quality concerns may cap any bounce
Also named: UPST · AFRM
- #6Force0.6%bullishDirectSoFi Technologies Highlights 40% Growth, 70 Rule of 40 Score at Investor Conference5d ago
The self-touted 40% growth and Rule of 40 score of 70 reinforce the story, but with an average ~9.9% beat already priced in and no new financials, this is a sentiment-driven move
Also named: UPST · AFRM
- #7Force0.59%bearishDirectSoFi Dips 3% Despite Reported Kraken Crypto Settlement Tie-Up; Affirm Drops 5%, Robinhood Holds Steady4d ago
Reported Kraken crypto-settlement tie-up already drove a 3% drop on regulatory uncertainty; further downside is limited from here
Also named: AFRM · HOOD · PYPL · COIN
- #8Force0.37%bearish2nd-orderRobinhood CEO Defends Tokenized Stocks, Says Companies Can't Control Products Built on Shares4d ago
A tighter regulatory environment for tokenized equities would also dampen the prospects of fintechs like SoFi that might otherwise consider entering the space.
Also named: HOOD · COIN · CRCL
- #9Force0.3%bearish2nd-orderJim Cramer Dismisses Fintech Wave, Backs Morgan Stanley as Quiet Execution Winner4d ago
As a comparable fintech name, SoFi may see sympathetic sentiment pressure from Cramer's broader dismissal of the fintech cohort
Also named: HOOD · MS · GS
- #10Force0.3%bullishDirectSoFi Technologies, Inc. (SOFI) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript5d ago
Routine conference transcript with no new guidance; most expectations already priced in, only slight sentiment-driven uplift
Also named: UPST
The rest, archived by time · 7
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