AFRMAffirm

Ranked by impact strength · strength = estimated move × freshness decay (shorter-lived effects decay faster)

• 🔥🔥🔥#1Force3.16%bullishDirectAffirm Q4 Earnings Beat on Strong GMV Growth, Rising Card Adoption13d ago

  An earnings beat, but against a history of ~379% average beats the marginal surprise is modest, and the consensus is thin—so the upside is limited.

  Impact chain →

  Also named: SOFI · PYPL · SQ · V

• 🔥🔥#2Force2.57%bullishDirectAffirm: Strong Quarterly Results, And A Few Things To Watch16d ago

  Revenue up 22.7% YoY with strong net income, but given a historical average beat of +379% and a wide estimate range (60.6% of consensus), this quarter's strength carries limited incremental new information for the stock

  Impact chain →

  Also named: KLAR · SQ · PYPL · SYF · COF

• 🔥#3Force1.47%bullishDirectAffirm surges on strong outlook, CEO says high gas prices are hitting U.S. shoppers16d ago

  Strong outlook but title notes shares already surged; most of the pop is priced in, and the stock's history of massive beats was already anticipated

  Impact chain →

  Also named: SOFI · PYPL · SQ · AMZN · TGT

• #4Force1.45%bullishDirectAffirm Holdings, Inc. (AFRM) Q4 2026 Earnings Call Transcript16d ago

  Call confirms profitability and 22.7% revenue growth; fundamentals solid but results already digested, leaving limited upside from here.

  Impact chain →

  Also named: SEZL · PYPL · SQ

• #5Force1.1%bullishDirectIs Affirm's Australia Comeback a Meaningful Growth Catalyst?16d ago

  The Australia relaunch is a long-term growth option but contributes little near-term against AFRM's $1.4B annual revenue base; next-quarter EPS consensus is unusually wide ($0.24-$0.44), leaving the market without a reliable anchor to price in strongly.

  Impact chain →

  Also named: ZIP.AX · XYZ · PYPL · SHOP

• #6Force0.88%bearishDirectSoFi Dips 3% Despite Reported Kraken Crypto Settlement Tie-Up; Affirm Drops 5%, Robinhood Holds Steady4d ago

  SoFi's push into crypto settlement stokes competitive concerns for the BNPL space; the 5% drop already reflects most of this concern

  Impact chain →

  Also named: SOFI · HOOD · PYPL · COIN

• #7Force0.85%bearish2nd-orderPayPal's BNPL and Credit Growth: Can It be a Further Upside Driver?9d ago

  PayPal's push into BNPL intensifies competitive pressure on pure-play BNPL providers like Affirm, potentially diverting merchant and consumer share.

  Impact chain →

  Also named: PYPL · SQ · MA

• #8Force0.51%bullish2nd-orderPayPal Is Approaching Its Moment Of Truth4d ago

  The BNPL erosion of PayPal's checkout share highlighted in the piece positions pure-play Affirm as a potential beneficiary

  Impact chain →

  Also named: PYPL · SQ · AAPL

• #9Force0.46%bearish2nd-orderHere's Why SoFi Isn't Reaching All-Time Highs After a Record Quarter6d ago

  Broader consumer credit-tech valuation multiples under pressure, dragging shares via sentiment spillover

  Impact chain →

  Also named: SOFI · UPST · LC

• #10Force0.39%bearishDirectSoFi Drops 4%, Affirm Falls 5% as Yields Hit Balance-Sheet Lenders, Robinhood Holds Steady12d ago

  Affirm retains a portion of BNPL loans on balance sheet, and rising yields raise its capital-markets funding and securitization costs, pressuring unit economics.

  Impact chain →

  Also named: SOFI · OMF · UPST · LC · HOOD · IBKR